Car & Truck Suspension Lift Kit Financing
How to finance a lift kit
If you’re a driver looking to improve both the performance and the appearance of your car or truck, you’re probably considering installing a lift kit. This popular modification can offer better visibility on the road and can also improve your vehicle’s off-roading capability.
However, the cost of a quality lift kit, especially when it’s installed professionally, can seem like an insurmountable hurdle. That’s where autologiQ comes in. With flexible financing options, you don’t have to delay your upgrade because of the upfront costs.
Instead of putting a large purchase on your credit card, use our flexible financing solution EasyPay, to spread the cost out over time. You’ll also enjoy the following benefits:
No credit check
EasyPay doesn’t rely on traditional credit scoring, so you can access lift kit financing regardless of your credit history. It’s an easy, judgment-free online application.
Instant approvals
EasyPay offers fast financing decisions so you can move forward without delay.
No money down
Go ahead and get that upgrade, no deposit required.
Affordable payments
Services can be financed as low as $11 bi-weekly, making it easier to fit into your budget. Once approved, you know exactly what you’ll be paying.
Comparing lift and levelling kits
Car lift and levelling kits are aftermarket modifications designed to increase your vehicle’s ground clearance, allowing for larger tires.
The “rake” of a car or truck is the height difference between the front and rear. When the rear sits higher than the front, it helps accommodate heavy loads without causing the vehicle to sag. A levelling kit raises the front to match the rear, whereas a lift kit raises the entire vehicle.
Levelling kits: If you’re considering a modification that can improve your car’s visual appeal, level kits are the more budget-friendly option. They include hardware like spacers or torsion keys to raise the front end of the car to match the rear for a more balanced stance.
Car lift kits: These are more comprehensive modifications that don’t just allow for bigger tires, but actually raise the entire vehicle. They’re available in two options:
Suspension lift kit: Replaces major components like springs, shocks, or control arms to offer improved off-road performance. These kits increase actual ground clearance.
Body lift kit: Uses spacers to lift the body off the frame. This modification allows for larger tires but does not increase ground clearance.
How much does a lift kit cost?
The cost of a lift kit really depends on several factors, including the type of kit and your vehicle:
- Levelling kits: start around $100
- Basic lift kits (between 2–4 inches): range from $400 to $2,000
- Advanced suspension lift kits (between 4–6 plus inches): range from $2,000 to $10,000+
Installation is a big part of the total expense, so you can expect to pay between $800 and $3,000 for the work, plus the cost of the kit. For example, to install a 4-inch lift kit, you might be looking at a total somewhere in the $5,000 range.
Why finance lift kits?
The maximum financing available for this kind of upgrade is $10,000, and the approval is based on 35-50% of your vehicle’s (Black Book) value rather than your credit score. Given these costs, paying upfront for your upgrade isn’t necessarily practical. That’s why car and truck lift financing is a great option. The benefits mean you can:
- Break down the cost into manageable payments
- Upgrade sooner than later
- Preserves your savings for emergencies
Should I have someone else install my suspension lift kit?
To qualify for EasyPay suspension lift kit financing, you will need to have the lift or levelling done by a professional. Having one of our approved mechanics install your suspension lift kit ensures safety and proper alignment. It will also save you time and stress, knowing it’s done right. And with the flexibility that financing offers, paying in installments will make your professional upgrade feel much more accessible.
What has to be done to put a lift kit in a pickup truck?
Installing a lift kit is more than just bolting on a few parts. The mechanic needs to:
- Replace or modify suspension components
- Adjust the steering wheel
- Install new shocks and springs
- Align the vehicle
- Modify brake lines and drive shafts
All this complexity is another reason why financing can help. You’re not just paying for parts, but for the expertise to have it installed safely.
Does putting a lift kit on your truck decrease its resale value?
Resale value is ultimately subjective. Some buyers may consider a vehicle with a lift kit as a premium upgrade, while others may not. The value may decrease if:
- The kit is poorly installed
- The modification limits the appeal to potential buyers
- The ride quality or fuel efficiency is lowered
On the other hand, the resale value may increase if:
- The lift is professionally installed
- High-quality parts are used
- The modification appeals to off-road enthusiasts
Think of customizing your car or truck with a lift or level kit as an investment in enjoyment, not in potential resale value. You’re doing it for you. And for peace of mind, consider EasyCare, our roadside assistance and preventive maintenance program to keep your off-roading adventures covered.
Take advantage of EasyPay
Apply online today to see how much you could be approved for car lift financing and enjoy the benefits of upgrading your vehicle, plus:
- Create a predictable budget to manage your cash flow
- Access quality aftermarket parts
- Improve your car or truck’s resale or trade-in value
The best part about EasyPay is that while the timeline to repay the loan is 36 months, if you choose to pay off the balance in a lump sum before then, you won’t be penalized. So go ahead, jack up that stance!