*autologiQ is partnered with SafeLend Canada. Your information will be securely shared with SafeLend for the purposes of assessing your eligibility for refinancing.
Shorten your loan term and own your car sooner. Refinance to reduce months and increase payments toward principal — potentially cutting years off your payoff. Pre-qualify to see real terms without impacting your credit score.
Slash your interest rate and save on monthly payments and total interest. A lower APR can speed up payoff and free up cash for other priorities. Use your interest savings to lower your payment! Pre-qualify to view personalized APR offers with no hard credit hit.
Apply for auto refinancing from home with our simple online application. Get fast pre-approvals and the financial flexibility you need—hassle-free.
Choose terms range from 18 to 96 months so you can tailor payments to your needs. Apply online quickly to find a personalized schedule that works for you.
Easily upload documents via secure online portal. Submit required files anytime, from anywhere, and move closer to completing your application.
Receive and sign your loan documents electronically. Documents are sent directly to you—review and sign online securely from anywhere to finalize your loan quickly.
Partners With
We believe Canadian vehicle owners deserve the best possible financing rates, plain and simple. SafeLend Canada aims to lead auto loan financing across Canada by offering alternative finance and car loan refinancing solutions. Our goal is to help you reach financial success by reducing your loan amounts and interest rates while keeping your current vehicle.
This can be completed in as little as 30 minutes. A lot of the time depends on how readily available the information we need from you is.
NO! Absolutely not. The registration does not change neither does your insurance. This is strictly a financial transaction that has nothing to do with OMVIC or provincial Dealer Associations.
NO, we are partnered with lenders that hold the contracts. We work with all types of credit. The program is designed to help people and reward people for good previous payment history by lowering their rates, payments, or terms.
The day after you refinance! You are not obligated to any length of the contract. We have you initial the contract beside the area that explains, Loans are open and able to be paid in full or in part with NO PENALTY.
This depends on how long you have had your current loan. We are willing to discuss having a co-signor removed if that is something that you wish to speak about
We have created a pre-qualification process and tool that allows us to be able to let you know the chances of approval before any credit checks are completed. If there are any concerns, we will advise you of them upfront.
YES! People on ODSP or Disability are able to refinance.
Our team works from the comfort of their home, just like you get to refinance from the comfort of your home. Our main office is located in Mississauga, Ontario. The founder of SafeLend worked in the auto industry in Central Ontario.
If you received a call from us, in the past you have filled out a refinance form on a social media site or even our website. We have been working on this program since early 2020.
There is no limit on scores, of high or low. We have created a special matrix with our lender partners to look beyond the credit score.
Right from the comfort of your home! We use an electronic signature platform that verifies the authenticity. It is a very easy program to use. All you need is an email address.
YES, we have helped people with 2 bankruptcies, or 1 bankruptcy and one proposal. There are different discussions to be had for all of those situations.
YES, if the lender required Proof of Income, we can use bank statements.
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