It’s easy to connect with the customer representative, have a quote. Then, I’ve been given several program options for the service requested. The service of autologiQ and their partener Tirecraft Calgary was excellent . I appreciate it and I totally recommend it.
Very quick easy process and their staff take care of everything quickly and efficiently. Will definitely be using them from here on out!
I had a terrific experience with autogiQ! It was fast and painless and I was able to get the new all weather tires that I needed and also get my windshield replaced. The 90 day no payment option is great and the payments are affordable. My only issue is that the interest rate is high and I ...
Autologiq was the best decision I made regarding upgrading and repairs on my truck. Their process is seamless and very easy. Customer service is one of a kind, all my questions were answered, to this day. even though work is completed. They are very punctual and efficient the work was done to ...
AutologiQ is great they will make sure they get you what you want for your ride with no problems and the company they work with Aquitaine Auto Centre is a great place everyone there was polite and professional. I will be definitely going back to them.
They got me approved for these sick rims and and tires and installed the same day! Highly recommend these guys as they are fair and easy going.
I would like to take this time to say thank you. We ended up getting a set of all season tires for our car. The service we received was great no problem s at all. Very friendly and easy to talk to. Again thank you. Raymond Henry
The best quality customer service and install I’ve ever had. I applied on a Monday and was leaving on a road trip that Friday and boom had new tires and rims the Thursday before . Peace of mind and a safer trip. I will recommend going forward .
Excellent experience very helpful and accommodating on Easy Payments
I was at my tire shop..and they said I needed new tires and shocks..at the time I couldn't afford to pay for everything but needed to go .out east to go see my kids. The shop offered autologiQ if I qualified..they checked and I did ⭐️⭐️⭐️⭐️⭐️ . The shop did the work..I could afford the ...
They go above and beyond everyone. We used them many times nicest people and service is fast and correct. I would highly recommend them. They will move mountains get repairs done fast. There business will explode with the service they offer other businesses could learn from these people. ...
They did an awesome job had me out in great time and were very knowledgeable towards all the service they did on my vehicle. I drove to Fowler Tire in Kitchener from London and I would do again and again because of their service.
EasyPay is a flexible vehicle financing solution that lets you spread out the cost of repairs, maintenance, and upgrades. We offer two convenient loan types:
– Asset-Based Loans – Based on your vehicle’s wholesale value
– Credit-Based Loans – Based on your credit score
No upfront payments are required, and you can tailor your repayment schedule to match your income cycle.
– You must be a resident of Canada and of legal age in your province
– For Asset-Based Loans, your name must appear on the vehicle registration
– For Credit-Based Loans, anyone can apply regardless of vehicle ownership
All EasyPay loans are provided by:
Iceberg Finance Inc.
1209 Cousins Avenue,
Courcelles, Québec, Canada J0C 1B0
Toll-Free Phone: 1-877-509-5629
1. Asset-Based Loans
– Approved based on your vehicle’s wholesale value (via Canadian Black Book)
– No credit check or income verification required
– Ideal for clients who prefer not to have their credit score accessed
2. Credit-Based Loans
– Approval and interest rate based on your credit score (via Equifax)
– Anyone can own the vehicle—you do not have to be the registered owner
– Best for clients with strong credit who want to reduce interest rates and monthly payments
EasyPay loans can be used for:
– Vehicle repairs and maintenance
– Tires, rims, lift kits, and accessories (if installed)
– Insurance deductibles
Note: Over-the-counter purchases without installation are not eligible.
Pre-approvals are provided instantaneously as part of our secure online onboarding process. Once you submit your application and required documents, you’ll receive your approval the same day — often within minutes.
All required documentation is collected seamlessly as part of our secure online onboarding process. Here’s what you’ll need:
✅ For all loans (Credit-Based and Asset-Based):
✅ Additional for Asset-Based Loans:
For both loan types:
– Minimum loan amount: $500
– Maximum loan amount: $12,500 (subject to credit approval or vehicle value, depending on the type of loan applied for)
Credit-Based Loans:
– Interest rates range from 9.99% to 21.99%
– 9.99% rate is available only for loans under $3,000 with a 12-month term
– One-time fee of 3% to 6% of the loan amount, included in your financing
– No upfront payments required
Asset-Based Loans:
– Fixed interest rate of 24.99%
– One-time setup fee starting from $99.95, also included in the loan
– We always obtain your explicit consent before performing any credit check
– A soft credit check is conducted for all applications
– A hard credit check may be required based on your credit score and selected loan term
– Your identity is securely verified using Plaid’s Digital ID Verification
One hard check does not damage your credit — and the benefits of approval often outweigh this short-term change.
A single hard check usually lowers your score by only a few points and the effect is temporary (typically less than 12 months). However, many hard checks in a short period can have a larger impact.
Most hard checks remain visible for up to 2 years, but their impact on your score usually fades after 12 months.
Even while a hard check appears on your file, it generally plays a small role in future lending decisions compared to your overall payment history.
Yes — it’s possible. A soft check provides a preliminary view of your credit profile, but it doesn’t include all the details that appear in a hard check. During a hard check, lenders may see additional information such as recent credit applications, higher levels of debt, late payments, or records of major delinquencies or bankruptcies. These details can sometimes change the final decision.
A soft check is still a great way to gauge your chances without affecting your score — and if the decision changes, your vehicle may still qualify for a loan.
An Asset-Based Loan may be your best option. It requires no credit check, and approval is based solely on the wholesale value of your vehicle.
– Choose biweekly or monthly repayment options
– Customize your payment dates to align with your pay schedule or income cycle
– No penalties for early repayment or lump sum contributions
Yes! You can hold up to three active EasyPay loans at any time.
Yes. You can repay your loan in full or make additional payments at any time, with no penalties or fees.
Easy Payments (EP) is a repair financing solution that allows consumers to leverage the value of their vehicle to pay for its repairs. All loans are instantly approved without any credit checks or income verification, based on the value of your vehicle. The program allows you to repay the loan conveniently over 36 months with the option to pay off the balance at any time without any penalties.
An EP loan can be used towards all repairs and maintenance of your vehicle, including the purchase of tires, rims and other accessories installed on your vehicle. The applicable labour charges and taxes are also eligible to be included in the loan. Counter purchases of tires, rims, parts and accessories without installation are not eligible for EP
The EP loan is based on the value of your vehicle and not your credit profile. Hence, there are no credit checks involved.
Your vehicle should be either owned or leased by you. If your vehicle has been financed by another financial services company, your vehicle would still qualify for an EP loan. You will need to provide us with a copy of the proof of ownership that has your name on it. If you live in the Province of Ontario, you will need to provide us with a copy of the current Insurance on the vehicle as well.
Yes, if you are self-employed, you will still qualify for an EP loan. The EP loan is approved based on the value of your vehicle and not your credit or income information.
Payments are set up monthly to be taken directly out of your bank account on file. If you need to make an additional payment or a full repayment, please contact our helpline, and an advisor would be happy to help you.
Yes, of course! We encourage you to pay off your loan as soon as possible. You may do so by calling our helpline, and an advisor would be happy to help you with your request. Remember, there are no penalties or costs associated with paying off your loan early or making lump sum payments.
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